- AUSTRIAN SILVER PHILHARMONIC
- 2024 1 OZ AUSTRIAN SILVER PHILHARMONIC
- .999 FINE SILVER
- 1 oz
Please note this is a Pre-sale item and is expected to ship on or around . Ordering Pre-Sale items may delay shipping your entire order. If you wish to order items and have them shipped separately, please place a separate order.
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(1) All statements, opinions, pricing, and ideas herein are believed to be reliable, truthful and accurate to the best of Universal Coin & Bullion's knowledge at this time. They are not guaranteed in any way by anybody and are subject to change over time. Universal Coin & Bullion disclaims and is not liable for any claims or losses, which may be incurred by third parties while relying on information published herein. Individuals should not look at this publication as giving finance or investment advice or information for their individual suitability.
(2) All readers of Investors Market Advisory are advised to independently verify all representations made herein or by its representatives for your individual suitability before making your investment or collecting decisions.
(3) Coin collecting and investing are only meant for those who are personally and financially suited. Universal Coin & Bullion does not recommend financing any purchase or spending more than you can afford to lose if your investment goes down in value. Universal Coin & Bullion does not recommend customers pay a penalty for early withdrawal from any investment to purchase coins. Numismatic purchases are affected, in part, by economic and market conditions. While Universal Coin & Bullion's competitive pricing, margins and market strategy approach the market with specific attention to the areas we recommend, we impress upon the customer to perform his or her own due diligence in deciding on the amount and type of their numismatic position and independently verify all representations.
(4) As with all investments, the value of the coins could go up or down. Universal Coin & Bullion and its representatives do not offer any implied or assumed promises.
(5) Universal Coin & Bullion considers coin collecting and investment to be a mid to long-term investment. As with all investments, past performance is not a guarantee of future returns. Further, you understand the coin market is speculative and unregulated and you could lose money if you have to sell these coins in the short run, say a year or two. Universal Coin & Bullion recommends a hold time of five to ten years or more. While offering no guarantee of growth in any time frame, Universal Coin & Bullion wants the customer to understand that holding numismatic coins shorter than the recommended hold time could result in losses, while longer holding periods, such as 5-10 years or more increase the chances a coin's value can rise. Universal Coin & Bullion strongly encourages you to view informational videos at UniversalCoin.com including "Choosing the Right Dealer and Understanding Coin Pricing."
(6) Our 100% Satisfaction Guarantee is: If you are not 100% satisfied with your purchase, you may return it in its original packaging within thirty (30) days of receipt for a full refund except on special orders or bullion orders. Specific exceptions to the thirty (30) day return privilege must be approved by management in writing.
(7) Other returns of numismatic items outside the thirty (30) day return privilege may be subject to a restocking fee of up to 20% or repurchase at Universal Coin & Bullion's buy price at the time of return.
(8) Our policy is that payments for refunds on coins received and confirmed for liquidation will be processed in 10-15 business days unless specified otherwise by management in writing.
(9) Although many areas of numismatics lend themselves to third party grading and authentication, third party certification does not eliminate all risks associated with the grading of coins.
(10) Arbitration: Universal Coin & Bullion strives to resolve customer complaint issues directly with customers in an expeditious manner. In the event an amicable resolution cannot be reached, you and Universal Coin & Bullion agree to accept binding arbitration. Any controversy or claim arising out of or relating to transactions between you and Universal Coin & Bullion shall be resolved by binding arbitration pursuant to the Federal Arbitration Act and administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules in Jefferson County, Texas and judgment on the award rendered by the Arbitrator may be entered in any court having jurisdiction thereof. It is understood you and Universal Coin & Bullion waive any right to a jury trial. YOU AND UNIVERSAL COIN & BULLION agree THAT ALL CLAIMS SHALL be brought in the party’s individual capacity and not as a class member in any purported class or representative proceeding.
(11) In order to stay abreast of changing market conditions, YOU AUTHORIZE Universal Coin & Bullion TO contact you from time to time by phone or TEXT regarding items of interest.
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(14) You understand it is your responsibility to contact the Universal Coin & Bullion 100% Service Standard Hotline between 8:30 A.M. & 5:00 P.M. CST Monday through Friday and speak with a manager regarding any issues or complaints that you may have. The toll free 100% Service Standard Hotline is 877-899-8380.
(15) Some experts recommend that in typical times, a diversified investor's portfolio contain a rare coin and precious metals component of 5% minimum to 25% maximum. Customers should not look at our written materials or our recommendations as giving personalized legal or investment advice.
(16) You understand pricing of coins may vary based upon quantity and quality of coins purchased, type of coins purchased and other factors. You understand payment terms may vary based upon dollar amount of transaction, type of coin purchased, advertised offers and other factors. You understand all advertised offers are subject to inventory limitations of advertised product. You understand delivery time may vary based upon payment methods used.
(17) Coin values are constantly changing and estimated verbal indications of value may vary due to multiple factors. The company cannot be responsible for any indications used for valuation and purchasing of customer coins unless its offer is in writing and confirmed according to the company's policies and procedures.
(18) You understand and acknowledge all transactions between you and Universal Coin & Bullion are processed in Jefferson County, Texas.
(19) Reproduction or quotation of this newsletter is prohibited without written permission of Universal Coin & Bullion. Investors Market Advisory is published by Universal Coin & Bullion®, 7410 Phelan Blvd., Beaumont, Texas 77706.
(20) If any of the terms and conditions in this disclosure are unacceptable to you, please utilize our return Privilege.
(Rev. 1.5.15)
Dated 9/18/2015
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Updates to this Policy
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You understand if you are not 100% satisfied with your purchase, you may return it in its original packaging within thirty (30) days of receipt for a full refund except on special orders or bullion orders. You understand returns of numismatic items outside of the thirty (30) day return privilege may be subject to a restocking fee of up to 20% or repurchase at Universal Coin & Bullion’s buy price at the time of return. You understand and accept Universal Coin & Bullion’s policy that payments for refunds on coins received and confirmed for liquidation will typically be processed in 10-15 business days unless otherwise specified by management in writing.
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Coin Transaction and Site User Agreement
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The Site and content are not intended to and do not constitute financial, legal or tax advice. Please seek the advice of professionals as necessary regarding the evaluation of any content on this Site. You should consult with your appropriate legal, financial or tax advisor regarding issues arising from the acquisition or disposition of precious metals, rare coins, rare currency and any financial investment. The information on this Site is not intended as an offer or solicitation for the purchase of any stock, any other security or any financial instrument or to provide any investment service or investment advice in any jurisdiction. You acknowledge that UCB advises and you have the opportunity to perform your own due diligence in deciding the amount and type of your coin transaction and numismatic position. You acknowledge that UCB advises and you have the opportunity to independently verify all representations made via the UCB website, via email, via UCB publications or from UCB representatives.
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All materials that are contained on the Site were, to the best of our knowledge, timely and accurate when first presented. However, the passage of time can render information stale, and you should not rely on the continued accuracy of any such material beyond the date of issuance. We have no responsibility to update any information contained in any such material. All viewers should carefully check the dates of issuance of the material contained in the Site.
ARBITRATION
YOU AND UCB AGREE TO ARBITRATE IN A FINAL BINDNG MANNER PURSUANT TO THE FEDERAL ARBITRATION ACT AND ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION IN ACCORDANCE WITH ITS COMMERCIAL ARBITRATION RULES IN JEFFERSON COUNTY, TEXAS ALL CONTROVERSIES BETWEEN YOU AND UCB, IT’S OWNERS, REPRESENTATIVES OR AGENTS THAT CANNOT BE AMICABLY RESOLVED BY DIRECT NEGOTIATION OR THROUGH PRE-ARBITRATION MEDIATION ARISING OUT OF OR RELATING IN ANY WAY TO THESE TERMS AND CONDITIONS OR ANY TRANSACTION WITH UCB, YOUR ACCOUNT, OR ANY SERVICE PROVIDED BY UCB TO YOU. IT IS UNDERSTOOD THAT YOU AND UCB WAIVE ANY RIGHT TO A JURY TRIAL. YOU AND UCB AGREE that all claims shall be brought in your or UCB’s individual capacity and not as a class member in any purported class or representative proceeding.
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You acknowledge and agree that, regardless of any statute or law to the contrary, any claim or cause of action you may have arising out of, relating to, or connected with your use of the Site, coin purchase, coin sales or any other transactions between you and UCB must be filed within one calendar year after such claim or cause of action arises, or forever be barred.
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General Provisions
Entire Agreement/No Waiver. These Terms and Conditions constitute the entire agreement of the parties with respect to the subject matter hereof. No waiver by UCB of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.
Correction of Errors and Inaccuracies. The content may contain typographical errors or other errors or inaccuracies and may not be complete or current. UCB therefore reserves the right to correct any errors, inaccuracies or omissions and to change or update the content at any time without prior notice. UCB does not, however, guarantee that any errors, inaccuracies or omissions will be corrected.
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Claims of Copyright Infringement. Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to Service Provider's Designated Agent.