Buying gold and silver from Universal Coin and Bullion has been one of the greatest experiences for me and it's been an easy process and also a safe process.
- Robert, Actual CustomerGet Your Free Gold & IRA Guide
The only Seven-time national award-winning guide — protect your financial future.
Side-by-Side Comparison
No Other Gold IRA Company Comes Close
Take a moment to compare Universal Coin & Bullion's "White Glove" trusted service, expertise, professional staff, and award-winning history to others.
| Award / Recognition | Universal Coin & Bullion |
Industry Authority | Other GOLD IRA Co. |
|---|---|---|---|
| 7× Best Dealer Publication Awards | Numismatic Literary Guild (NLG) | ||
| Recognized as Dealer of the Year | American Numismatic Association (ANA) | ||
| Named One of the World's Greatest Coin Graders | COINage Magazine | ||
| Anticounterfeiting Expert Award | National Coin & Bullion Association (NCBA) | ||
| Twice Awarded for Crime Fighting — Resolving Elderly Scams | Professional Numismatists Guild (PNG) | ||
| Primary Author — Consumer Alert Guide on Precious Metals (Attorney General of Texas) | Attorney General of Texas | ||
| In the Gold IRA business, there is no comparison to Universal Coin and Bullion. Our service record speaks for itself! | |||
Mr. Wonderful®
Why Kevin O’Leary Partnered With Universal Coin & Bullion!
“
Knowing what makes a smart investment is my job. I believe everyone should own some gold — and when it comes to quality and reliability, I turn to the only national award-winning Gold IRA Dealer, Universal Coin & Bullion. If your IRA doesn’t include gold, it’s missing a key element of true diversification.
”
Gold IRAs Made Simple!
Create an Account
Open a self-directed IRA with a custodian who specializes in Gold IRAs (typically, we recommend Equity Trust Company and have worked with them for decades).
Transfer Funds
Fund the account through transfers, rollovers or direct contributions.
Purchase and Safely
Store Your Gold
Purchase IRA-approved precious metals and ensure they are stored in an approved depository (we recommend International Depository Services [IDS], with offices in Dallas and Delaware).
Gold IRA Eligibility
To be eligible as an IRA-allowable precious metals product, the following minimum fineries and conditions must be present.
A) Gold must be .995 fine, silver must be .999 fine and platinum and palladium must be 99.95% fine or pure. American Gold Eagles, while only 22-karat, are eligible.
B) Bars, rounds and coins must be produced to meet required fineness specifications and contain the name of the sovereign mint or a mint mark from a refiner, assayer or manufacturer that is accredited by the New York Mercantile Exchange, the New York Stock Exchange, the Commodities Exchange, the London Bullion Market Association or another major exchange.
Trust • Transparency • Results
CLICK FOR IRA Program Performance charts
Service & Trust Recognition
BBB A+ Rated & Accredited
Also honored with the prestigious Friend of the BBB Award.
NCIC Service Award
Recipient of the Numismatic Crime Information Center Service Award.
Chester L. Krause Service Award
Highest honor given by the U.S. Congressionally chartered ANA.
Rated 4.9 / 5 Stars
Verified customer reviews via Shopper Approved.
Best of the Best
Recognized locally by the Beaumont Enterprise newspaper.
Customer Service Hotline on Homepage & Invoices
Exceeds standards set by leading consumer protection organizations.
Common Questions
Gold IRA FAQs
Yes, a Gold IRA offers the same tax benefits as a traditional IRA or Roth IRA but its value is backed by gold, not the intangible value of a stock price. Just like other IRAs, a Gold IRA offers tax-deferred contributions, which means you won't pay taxes on the funds invested until you withdraw them in retirement. With a Roth Gold IRA, your contributions are made with after-tax dollars, meaning your withdrawals are tax-free.
Universal Coin & Bullion provides customers with a comprehensive selection of genuine IRA-eligible gold and silver bullion products. We strongly recommend precious metals products from the United States; however, we also offer products from reputable mints around the world. Many of these IRA-eligible products can be viewed on our website but we encourage clients to call and speak with one of our professional account representatives for a more personal review of their needs.
No, you cannot take physical possession of your gold while it is in your IRA. The gold must be stored in an IRS-approved depository to maintain the tax-advantaged status of the IRA. If you withdraw the physical gold, it will be considered a distribution and may be subject to taxes and penalties, depending on your age.
Yes, talk to your representative about how we can help cover the first few years of any fees you might have for setting up a qualifying Gold IRA through Universal Coin & Bullion. These fees may include:
- Setup fee for opening the Gold IRA
- Custodian fees for managing the Gold IRA
- Annual storage fees for holding your precious metals in an approved depository
- Transaction fees during the purchase or sale of precious metals
It is important to discuss these fees with your Universal Coin & Bullion account representative to find out how you can qualify for free assistance from our company.
Absolutely! Many investors roll over funds from their existing IRA, 401(k), 403(b), or existing retirement account into a Gold IRA. This is usually done without incurring any taxes or penalties. Your account representative can guide you exactly how and when you need to do this.
Yes, your precious metals are held in a high-security depository and insured by the depository against physical loss, damage, or theft.
Liquidating a Gold IRA is simple. You simply call your account representative to begin the process of selling your precious metals through your custodian, then withdraw the proceeds. Alternatively, you can take an "in-kind" distribution, which allows you to have your gold or other precious metals shipped directly to you. There may be tax implications, so you will want to discuss these options with your professional tax advisor.
What Our Clients Say
I was pleasantly surprised because, although they are a large company, they don't treat you like they are a large company; they treat you like you're a family member.
- Joan, Actual CustomerThey are honest, knowledgeable and concerned with making sure what we purchase and collect has value now and into the future.
- Dr. A, Actual CustomerOur Numbers
Trusted by Thousands Nationwide
Trusted by Federal, State and Local Agencies
Our experts have assisted the U.S. Federal Trade Commission, U.S. Postal Service, Office of Inspector General, North Carolina Financial Crimes Unit, Beaumont Police Department, the U.S. Mint, and the Royal Canadian Mint — in addition to serving as primary author of the precious metals consumer alert guide for the Attorney General of Texas.
To Reach an Account Representative - Toll Free: 800.822.4653
