IMPORTANT RISK DISCLOSURE NOTIFICATION

As Publisher of this website, in the opinion of the principals and representatives of Universal Coin & Bullion, Ltd.™, all statements made herein, including those of third parties quoted herein are believed to be reliable, truthful and accurate to the best knowledge of the Publisher. However, the Publisher disclaims and is not liable for any liability or losses, which may be incurred by other third parties, while relying on information published herein.

All readers of any and all content included and published herein this website, or our company newsletter, Investors Profit Advisory, are encouraged and advised to independently verify all representations made herein, or by any of the Publisher's representatives, before making investment or collecting decisions.

Please allow 2-3 weeks for shipping of any purchased products after receipt of good funds. Universal Coin & Bullion wants you to carefully examine the collectible coins you ordered. Except for special orders, bullion related items and trades, if you are not 100% satisfied with the value of your purchases, please return them in the original packaging within ten days of receipt for a refund.

Other returns of numismatic items may be subject to a restocking fee of up to 20%. All payments for coins received and confirmed for liquidation or refund by Universal Coin & Bullion will be processed and sent in 10-15 business days, unless specified otherwise in writing by management. All clients should read important terms and conditions that may accompany any purchased products.

The collectible coin market is speculative and unregulated. Many areas of numismatics lend themselves to third party grading and authentication. Certification does not eliminate all risks associated with the grading of coins.

Coin collecting recommendations are meant for those who are financially suited for the risks and holding times involved, which may span up to 5 years, or possibly more. We encourage you to not over extend yourself in your numismatic pursuits. Past performance is not a guarantee of future results. Universal Coin & Bullion, its principals and representatives do not guarantee a profit, or guarantee that losses may not be incurred as a result of following its coin collecting recommendations, or upon liquidation of coins bought from Universal Coin & Bullion. The principals and/or representatives may also have positions in areas they recommend. Subscribers should not look at this website or any publication of the Publisher as giving legal or investment advice. We may contact you from time to time regarding items of interest.

All users of this website and its published materials, or customers of Universal Coin & Bullion agree the exclusive and mandatory venue and jurisdiction of any dispute or suit arising between Universal Coin & Bullion and any third party shall be in a federal or state court located in Jefferson County, Texas. All such third parties, including customers, agree to pay all costs, including, but not limited to, attorney's fees and prejudgment interest, for any action brought by Universal Coin & Bullion to collect payment of unpaid invoices, and for any action brought by any third party, including customers, against Universal Coin & Bullion, in which Universal Coin & Bullion prevails based upon the provisions in these terms and conditions, or regarding any unpaid invoice.

Reproduction or quotation of this website or any of its contents is expressly prohibited without written permission of the Publisher. Investors Profit Advisory is a newsletter published by Universal Coin & Bullion, which owns all copyrights in and to this website, and any and all elements reproduced herein. The principal offices of Universal Coin &; Bullion, Ltd. are located at 7410 Phelan Blvd., Beaumont, Texas 77706.